The photography competition (“the Competition”) is organised by People First Credit Union Limited (“the Credit

Union”). By entering, the participant agrees to abide by the following terms and conditions.

• The Competition is open to individuals who are members of the Credit Union.
• Participants must submit a maximum of four photos.
• For participants aged under 16, their parent/guardian must give explicit permission for their child to enter this competition. The parent/guardian must submit the entry on their child's behalf and may be contacted to confirm that they have given this consent.
• The closing date for submissions is Tuesday 28th October 2025 at 11.59pm.

Please read our Terms and Conditions carefully here, including the requirement for obtaining consent from individuals in your photographs and ensuring that images are taken within our common bond.